/* ==========================================================================
   THINK Professionals — Design System
   Palette derived from the firm logo:
     #139FC3 brand cyan · #5BC3DC brain blue · #136597 ray navy · #8CA09F sage
   ========================================================================== */

/* ---------- 1. Tokens ---------- */
:root{
  /* brand */
  --brand:#139FC3;
  --brand-600:#0F87A6;
  --brand-700:#0B6A83;
  --brand-300:#5BC3DC;
  --brand-100:#C1E6EF;
  --brand-50:#EAF6FA;

  --navy:#136597;
  --navy-700:#0E4E75;
  --navy-800:#0A3A58;
  --navy-900:#072A41;

  --sage:#8CA09F;
  --sage-200:#D6DEDD;

  /* neutrals */
  --ink:#0E2029;
  --ink-70:#3D5561;
  --ink-50:#6B808B;
  --ink-30:#9DAEB6;
  --line:#E2EAEE;
  --line-soft:#EEF3F6;
  --paper:#FFFFFF;
  --paper-2:#F6FAFB;
  --paper-3:#EDF4F7;

  /* type */
  --font-display:'Sora','Segoe UI',system-ui,-apple-system,sans-serif;
  --font-body:'Inter','Segoe UI',system-ui,-apple-system,sans-serif;
  --font-mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,monospace;

  /* scale */
  --step--1:clamp(.80rem,.77rem + .15vw,.875rem);
  --step-0:clamp(.98rem,.95rem + .18vw,1.06rem);
  --step-1:clamp(1.12rem,1.05rem + .35vw,1.32rem);
  --step-2:clamp(1.35rem,1.2rem + .7vw,1.75rem);
  --step-3:clamp(1.7rem,1.4rem + 1.4vw,2.5rem);
  --step-4:clamp(2.1rem,1.6rem + 2.4vw,3.6rem);
  --step-5:clamp(2.5rem,1.7rem + 3.8vw,5rem);

  /* space */
  --gutter:clamp(1.15rem,4vw,2.5rem);
  --section:clamp(4rem,9vw,7.5rem);
  --maxw:1220px;
  --maxw-narrow:760px;

  --radius:14px;
  --radius-lg:22px;
  --radius-sm:9px;

  --shadow-sm:0 1px 2px rgba(10,58,88,.05),0 2px 8px rgba(10,58,88,.05);
  --shadow:0 2px 6px rgba(10,58,88,.06),0 14px 34px -12px rgba(10,58,88,.16);
  --shadow-lg:0 4px 10px rgba(10,58,88,.06),0 30px 60px -20px rgba(10,58,88,.26);

  --ease:cubic-bezier(.22,.61,.36,1);
  --ease-out:cubic-bezier(.16,1,.3,1);
}

/* ---------- 2. Reset & base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
body{
  margin:0;
  font-family:var(--font-body);
  font-size:var(--step-0);
  line-height:1.68;
  color:var(--ink-70);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  overflow-x:clip;
}
img,svg,video{max-width:100%;height:auto;display:block}
h1,h2,h3,h4,h5{
  font-family:var(--font-display);
  color:var(--ink);
  line-height:1.12;
  letter-spacing:-.025em;
  font-weight:600;
  margin:0 0 .55em;
  text-wrap:balance;
}
h1{font-size:var(--step-5)}
h2{font-size:var(--step-4)}
h3{font-size:var(--step-2)}
h4{font-size:var(--step-1)}
p{margin:0 0 1.1em;text-wrap:pretty}
a{color:var(--brand-700);text-decoration:none}
a:hover{color:var(--brand)}
ul,ol{padding-left:1.15em}
li{margin-bottom:.4em}
strong{color:var(--ink);font-weight:600}
hr{border:0;border-top:1px solid var(--line);margin:2.5rem 0}
::selection{background:var(--brand-100);color:var(--navy-900)}
:focus-visible{outline:3px solid var(--brand);outline-offset:3px;border-radius:4px}

/* ---------- 3. Layout ---------- */
.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:var(--gutter)}
.wrap-narrow{max-width:var(--maxw-narrow)}
.section{padding-block:var(--section)}
.section-sm{padding-block:clamp(2.6rem,5.5vw,4.2rem)}
.grid{display:grid;gap:clamp(1.1rem,2.4vw,1.9rem)}
.grid>*{min-width:0}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:960px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.center{text-align:center}
.mx-auto{margin-inline:auto}

/* ---------- 4. Signature brand elements ---------- */
/* "rays" — the radiating dashes from the logo, used as a motif */
.rays{display:flex;gap:5px;align-items:center}
.rays i{display:block;width:15px;height:3px;border-radius:2px;background:var(--navy);opacity:.35}
.rays i:nth-child(2){width:24px;opacity:.7}
.rays i:nth-child(3){width:9px;opacity:.25}

.eyebrow{
  font-family:var(--font-mono);
  font-size:.7rem;
  letter-spacing:.2em;
  text-transform:uppercase;
  color:var(--brand-700);
  font-weight:500;
  display:inline-flex;
  align-items:center;
  gap:.65rem;
  margin-bottom:1.1rem;
}
.eyebrow::before{
  content:"";width:26px;height:2px;border-radius:2px;
  background:linear-gradient(90deg,var(--brand),var(--brand-300));
  flex:none;
}
.eyebrow.on-dark{color:var(--brand-300)}
.eyebrow.centered{justify-content:center}

.lede{font-size:var(--step-1);line-height:1.55;color:var(--ink-70)}
.muted{color:var(--ink-50)}
.small{font-size:var(--step--1)}
.mono{font-family:var(--font-mono);font-variant-numeric:tabular-nums}

/* faint ledger grid — nods to accounting paper */
.ledger{position:relative;isolation:isolate}
.ledger::before{
  content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
  background-image:linear-gradient(var(--line-soft) 1px,transparent 1px),
                   linear-gradient(90deg,var(--line-soft) 1px,transparent 1px);
  background-size:56px 56px;
  -webkit-mask-image:radial-gradient(ellipse 90% 70% at 50% 0%,#000 20%,transparent 78%);
  mask-image:radial-gradient(ellipse 90% 70% at 50% 0%,#000 20%,transparent 78%);
}

/* ---------- 5. Buttons ---------- */
.btn{
  --bg:var(--brand);--fg:#fff;
  display:inline-flex;align-items:center;justify-content:center;gap:.6rem;
  font-family:var(--font-body);font-weight:600;font-size:.95rem;letter-spacing:.005em;
  padding:.92em 1.7em;border-radius:100px;border:1.5px solid transparent;
  background:var(--bg);color:var(--fg);cursor:pointer;
  position:relative;overflow:hidden;isolation:isolate;
  transition:transform .35s var(--ease-out),box-shadow .35s var(--ease-out),background .25s,color .25s,border-color .25s;
  box-shadow:0 1px 2px rgba(11,106,131,.2),0 10px 22px -12px rgba(11,106,131,.7);
}
.btn::after{
  content:"";position:absolute;inset:0;z-index:-1;
  background:linear-gradient(120deg,var(--brand-600),var(--navy));
  opacity:0;transition:opacity .4s var(--ease);
}
.btn:hover{color:#fff;transform:translateY(-2px);box-shadow:0 3px 6px rgba(11,106,131,.2),0 18px 34px -14px rgba(11,106,131,.8)}
.btn:hover::after{opacity:1}
.btn:active{transform:translateY(0)}
.btn svg{flex:none;transition:transform .35s var(--ease-out)}
.btn:hover svg{transform:translateX(3px)}

.btn-ghost{background:transparent;color:var(--navy-800);border-color:var(--line);box-shadow:none}
.btn-ghost::after{background:var(--brand-50)}
.btn-ghost:hover{color:var(--navy-900);border-color:var(--brand-300);box-shadow:var(--shadow-sm)}
.btn-light{background:#fff;color:var(--navy-900);box-shadow:none}
.btn-light::after{background:var(--brand-50)}
.btn-light:hover{color:var(--navy-900)}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.35);box-shadow:none}
.btn-outline-light::after{background:rgba(255,255,255,.12)}
.btn-outline-light:hover{border-color:rgba(255,255,255,.7)}
.btn-sm{padding:.68em 1.25em;font-size:.86rem}
.btn-block{display:flex;width:100%}

.link-arrow{
  display:inline-flex;align-items:center;gap:.45rem;
  font-weight:600;font-size:.92rem;color:var(--brand-700);
}
.link-arrow svg{transition:transform .35s var(--ease-out)}
.link-arrow:hover svg{transform:translateX(4px)}

/* ---------- 6. Header ---------- */
.site-header{
  position:fixed;inset:0 0 auto 0;z-index:100;
  background:rgba(255,255,255,.78);
  backdrop-filter:saturate(180%) blur(14px);
  -webkit-backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid transparent;
  transition:border-color .3s,box-shadow .3s,background .3s;
}
.site-header.is-stuck{border-bottom-color:var(--line);box-shadow:0 6px 24px -18px rgba(10,58,88,.5)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;height:78px;transition:height .3s var(--ease)}
.site-header.is-stuck .header-inner{height:66px}
.brand{display:flex;align-items:center;gap:.7rem;flex:none}
.brand img{height:40px;width:auto;transition:height .3s var(--ease)}
.site-header.is-stuck .brand img{height:34px}

.nav{display:flex;align-items:center;gap:.35rem}
.nav a{
  position:relative;padding:.55rem .85rem;border-radius:8px;
  font-size:.925rem;font-weight:500;color:var(--ink-70);
  transition:color .22s,background .22s;
}
.nav a::after{
  content:"";position:absolute;left:.85rem;right:.85rem;bottom:.28rem;height:2px;border-radius:2px;
  background:var(--brand);transform:scaleX(0);transform-origin:left;
  transition:transform .38s var(--ease-out);
}
.nav a:hover{color:var(--navy-900);background:var(--brand-50)}
.nav a:hover::after,.nav a[aria-current="page"]::after{transform:scaleX(1)}
.nav a[aria-current="page"]{color:var(--navy-900);font-weight:600}
.header-cta{display:flex;align-items:center;gap:.7rem;flex:none}
.header-phone{
  display:inline-flex;align-items:center;gap:.45rem;
  font-family:var(--font-mono);font-size:.82rem;color:var(--ink-70);font-weight:500;
}
.header-phone:hover{color:var(--brand-700)}
.nav a{white-space:nowrap}
/* the longer "Articles & Resources" label needs the room the phone number takes
   on mid-size screens; the number stays in the mobile menu, footer and contact page */
@media(max-width:1240px){.header-phone{display:none}}

.burger{
  display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;
  background:#fff;cursor:pointer;padding:0;place-items:center;
}
.burger span{display:block;width:18px;height:2px;background:var(--navy-800);border-radius:2px;transition:transform .3s var(--ease),opacity .2s;position:relative}
.burger span+span{margin-top:4px}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

@media(max-width:1040px){
  .nav,.header-phone{display:none}
  .burger{display:grid}
  .header-cta .btn{display:none}
}
.mobile-nav{
  position:fixed;inset:78px 0 0 0;z-index:99;background:#fff;
  padding:1.4rem var(--gutter) 2.5rem;overflow-y:auto;
  transform:translateY(-8px);opacity:0;visibility:hidden;
  transition:opacity .3s var(--ease),transform .3s var(--ease),visibility .3s;
}
.mobile-nav.is-open{opacity:1;visibility:visible;transform:none}
.mobile-nav a{
  display:flex;align-items:center;justify-content:space-between;
  padding:1rem .2rem;border-bottom:1px solid var(--line-soft);
  font-family:var(--font-display);font-size:1.18rem;font-weight:500;color:var(--ink);
}
.mobile-nav .btn{margin-top:1.6rem}
body.nav-open{overflow:hidden}

/* scroll progress */
.progress{position:fixed;top:0;left:0;height:2px;z-index:101;width:0;
  background:linear-gradient(90deg,var(--brand-300),var(--brand),var(--navy));transition:width .1s linear}

/* ---------- 7. Hero ---------- */
.hero{position:relative;padding-top:clamp(8rem,14vw,11rem);padding-bottom:var(--section);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:clamp(2rem,5vw,4rem);align-items:center}
@media(max-width:940px){.hero-grid{grid-template-columns:1fr}}
.hero h1{margin-bottom:.5em;font-size:clamp(2.15rem,1.5rem + 2.9vw,4.05rem);max-width:16ch}
.hero h1 .accent{
  color:var(--brand);position:relative;display:inline-block;
}
.hero h1 .accent::after{
  content:"";position:absolute;left:0;right:0;bottom:.06em;height:.09em;border-radius:4px;
  background:linear-gradient(90deg,var(--brand-300),var(--brand-100));
  transform:scaleX(0);transform-origin:left;
  animation:underline 1.1s .8s var(--ease-out) forwards;
}
@keyframes underline{to{transform:scaleX(1)}}
.hero-lede{max-width:52ch;font-size:var(--step-1);color:var(--ink-70)}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:2rem}
.hero-trust{display:flex;flex-wrap:wrap;gap:1.6rem;margin-top:2.6rem;padding-top:1.8rem;border-top:1px solid var(--line)}
.hero-trust div{display:flex;flex-direction:column}
.hero-trust b{font-family:var(--font-display);font-size:1.45rem;color:var(--navy-800);line-height:1;font-variant-numeric:tabular-nums}
.hero-trust span{font-size:.78rem;color:var(--ink-50);margin-top:.35rem;letter-spacing:.01em}

/* animated bulb */
.bulb-stage{position:relative;display:grid;place-items:center;aspect-ratio:1/1;max-width:480px;margin-inline:auto;width:100%}
.bulb-stage::before{
  content:"";position:absolute;inset:8%;border-radius:50%;
  background:radial-gradient(circle at 50% 45%,rgba(91,195,220,.30),rgba(19,159,195,.10) 45%,transparent 70%);
  animation:glow 5s ease-in-out infinite;
}
@keyframes glow{0%,100%{transform:scale(1);opacity:.85}50%{transform:scale(1.07);opacity:1}}
.bulb-stage svg{position:relative;width:100%;height:auto;overflow:visible}
.orbit-ring{position:absolute;border:1px dashed var(--brand-100);border-radius:50%;inset:2%;animation:spin 46s linear infinite}
.orbit-ring.r2{inset:14%;border-style:solid;border-color:rgba(19,159,195,.10);animation-duration:34s;animation-direction:reverse}
@keyframes spin{to{transform:rotate(360deg)}}
.orbit-chip{
  position:absolute;background:#fff;border:1px solid var(--line);border-radius:100px;
  padding:.42rem .85rem;font-family:var(--font-mono);font-size:.7rem;letter-spacing:.04em;
  color:var(--navy-800);box-shadow:var(--shadow-sm);white-space:nowrap;
  display:flex;align-items:center;gap:.4rem;
}
.orbit-chip::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--brand);flex:none}
.orbit-chip.c1{top:6%;left:2%;animation:float 6s ease-in-out infinite}
.orbit-chip.c2{top:40%;right:-4%;animation:float 7s .8s ease-in-out infinite}
.orbit-chip.c3{bottom:12%;left:-2%;animation:float 6.5s 1.6s ease-in-out infinite}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}
@media(max-width:520px){.orbit-chip{font-size:.62rem;padding:.35rem .65rem}}

/* draw-on animation for the bulb */
.draw{stroke-dasharray:var(--len,1200);stroke-dashoffset:var(--len,1200);animation:draw 1.6s .15s var(--ease-out) forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.ray{opacity:0;transform-origin:center;animation:rayIn .5s var(--ease-out) forwards}
@keyframes rayIn{from{opacity:0;transform:scale(.4)}to{opacity:1;transform:scale(1)}}
.lobe{opacity:0;animation:lobeIn .8s var(--ease-out) forwards}
@keyframes lobeIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}

/* ---------- 8. Cards ---------- */
.card{
  position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.5rem,2.6vw,2.1rem);
  transition:transform .45s var(--ease-out),box-shadow .45s var(--ease-out),border-color .35s;
  overflow:hidden;isolation:isolate;
}
.card::before{
  content:"";position:absolute;inset:0 0 auto 0;height:3px;
  background:linear-gradient(90deg,var(--brand),var(--brand-300),var(--navy));
  transform:scaleX(0);transform-origin:left;transition:transform .55s var(--ease-out);
}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.card:hover::before{transform:scaleX(1)}
.card h3{font-size:var(--step-1);margin-bottom:.5rem}
.card p{margin-bottom:0;font-size:.945rem}
.card-num{
  font-family:var(--font-mono);font-size:.72rem;color:var(--ink-30);
  letter-spacing:.14em;position:absolute;top:1.5rem;right:1.6rem;
}
.card-icon{
  width:52px;height:52px;border-radius:14px;display:grid;place-items:center;margin-bottom:1.15rem;
  background:linear-gradient(140deg,var(--brand-50),#fff);
  border:1px solid var(--brand-100);color:var(--brand-700);
  transition:transform .5s var(--ease-out),background .4s,color .4s,border-color .4s;
}
.card:hover .card-icon{transform:scale(1.06) rotate(-4deg);background:linear-gradient(140deg,var(--brand),var(--navy));color:#fff;border-color:transparent}
.card-icon svg{width:24px;height:24px;stroke-width:1.6}
.card-list{list-style:none;padding:0;margin:1.15rem 0 0;font-size:.885rem}
.card-list li{display:flex;gap:.55rem;align-items:flex-start;margin-bottom:.42rem;color:var(--ink-50)}
.card-list li::before{content:"";flex:none;width:5px;height:5px;border-radius:50%;background:var(--brand-300);margin-top:.62em}

/* feature card variant */
.card-flat{background:var(--paper-2);border-color:transparent}
.card-flat:hover{background:#fff;border-color:var(--line)}

/* ---------- 9. Dark section ---------- */
.dark{
  background:
    radial-gradient(ellipse 70% 60% at 15% 0%,rgba(19,159,195,.22),transparent 60%),
    radial-gradient(ellipse 60% 50% at 90% 100%,rgba(19,101,151,.35),transparent 60%),
    var(--navy-900);
  color:rgba(255,255,255,.74);
  position:relative;overflow:hidden;
}
.dark h1,.dark h2,.dark h3,.dark h4{color:#fff}
.dark strong{color:#fff}
.dark .muted{color:rgba(255,255,255,.55)}
.dark .card{background:rgba(255,255,255,.045);border-color:rgba(255,255,255,.10);color:rgba(255,255,255,.72);backdrop-filter:blur(6px)}
.dark .card:hover{background:rgba(255,255,255,.075);box-shadow:0 30px 60px -25px rgba(0,0,0,.6)}
.dark .card-icon{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.14);color:var(--brand-300)}
.dark .card-list li{color:rgba(255,255,255,.6)}
.dark .card-num{color:rgba(255,255,255,.28)}
.dark-mesh::after{
  content:"";position:absolute;inset:0;pointer-events:none;opacity:.5;
  background-image:linear-gradient(rgba(255,255,255,.028) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.028) 1px,transparent 1px);
  background-size:64px 64px;
  -webkit-mask-image:radial-gradient(ellipse 80% 80% at 50% 50%,#000,transparent 75%);
  mask-image:radial-gradient(ellipse 80% 80% at 50% 50%,#000,transparent 75%);
}
.dark .wrap{position:relative;z-index:1}

/* ---------- 10. Stats ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden}
@media(max-width:820px){.stats{grid-template-columns:repeat(2,1fr)}}
.stat{background:#fff;padding:clamp(1.5rem,3vw,2.2rem);text-align:center;transition:background .35s}
.stat:hover{background:var(--brand-50)}
.stat b{display:block;font-family:var(--font-display);font-size:clamp(2rem,4.5vw,3rem);color:var(--navy-800);line-height:1;font-variant-numeric:tabular-nums;letter-spacing:-.03em}
.stat span{display:block;margin-top:.6rem;font-size:.8rem;color:var(--ink-50);letter-spacing:.02em}
.dark .stats{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.1)}
.dark .stat{background:var(--navy-900)}
.dark .stat:hover{background:rgba(255,255,255,.04)}
.dark .stat b{color:#fff}
.dark .stat span{color:rgba(255,255,255,.55)}

/* ---------- 11. Marquee ---------- */
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent);mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent)}
.marquee-track{display:flex;gap:3.2rem;width:max-content;animation:marquee 34s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-50%)}}
.marquee-item{
  display:flex;align-items:center;gap:.7rem;white-space:nowrap;
  font-family:var(--font-display);font-size:1.02rem;font-weight:500;color:var(--ink-50);letter-spacing:-.01em;
}
.marquee-item::before{content:"";width:7px;height:7px;border-radius:2px;background:var(--brand-300);flex:none;transform:rotate(45deg)}

/* ---------- 12. Accordion ---------- */
.acc{border-top:1px solid var(--line)}
.acc-item{border-bottom:1px solid var(--line)}
.acc-btn{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:1.5rem;
  background:none;border:0;padding:1.35rem .2rem;cursor:pointer;text-align:left;
  font-family:var(--font-display);font-size:var(--step-1);font-weight:500;color:var(--ink);
  transition:color .25s;
}
.acc-btn:hover{color:var(--brand-700)}
.acc-ico{flex:none;width:32px;height:32px;border-radius:50%;border:1px solid var(--line);display:grid;place-items:center;position:relative;transition:background .3s,border-color .3s,transform .4s var(--ease)}
.acc-ico::before,.acc-ico::after{content:"";position:absolute;background:var(--brand-700);border-radius:2px;transition:transform .4s var(--ease),background .3s}
.acc-ico::before{width:12px;height:2px}
.acc-ico::after{width:2px;height:12px}
.acc-btn[aria-expanded="true"] .acc-ico{background:var(--brand);border-color:var(--brand);transform:rotate(180deg)}
.acc-btn[aria-expanded="true"] .acc-ico::before{background:#fff}
.acc-btn[aria-expanded="true"] .acc-ico::after{transform:scaleY(0);background:#fff}
.acc-panel{display:grid;grid-template-rows:0fr;transition:grid-template-rows .45s var(--ease-out)}
.acc-panel>div{overflow:hidden}
.acc-btn[aria-expanded="true"]+.acc-panel{grid-template-rows:1fr}
.acc-panel p{padding-bottom:1.3rem;margin:0;max-width:70ch;color:var(--ink-50)}

/* ---------- 13. Tabs ---------- */
.tabs{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:2.2rem}
.tab{
  border:1px solid var(--line);background:#fff;border-radius:100px;
  padding:.6rem 1.15rem;font-family:var(--font-body);font-size:.87rem;font-weight:500;
  color:var(--ink-70);cursor:pointer;transition:all .3s var(--ease);
}
.tab:hover{border-color:var(--brand-300);color:var(--navy-800)}
.tab[aria-selected="true"]{background:var(--navy-800);border-color:var(--navy-800);color:#fff}
.tabpanel[hidden]{display:none}

/* ---------- 14. Forms ---------- */
.field{margin-bottom:1.15rem}
.field label{display:block;font-size:.82rem;font-weight:600;color:var(--navy-800);margin-bottom:.45rem;letter-spacing:.005em}
.field .hint{font-size:.76rem;color:var(--ink-30);font-weight:400;margin-left:.35rem}
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{
  width:100%;font-family:var(--font-body);font-size:.95rem;color:var(--ink);
  padding:.82rem 1rem;border:1.5px solid var(--line);border-radius:var(--radius-sm);
  background:#fff;transition:border-color .25s,box-shadow .25s,background .25s;
}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px var(--brand-50)}
input::placeholder,textarea::placeholder{color:var(--ink-30)}
textarea{resize:vertical;min-height:120px}
select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%236B808B' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right .85rem center;background-size:17px;padding-right:2.5rem}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media(max-width:560px){.field-row{grid-template-columns:1fr}}

/* choice chips */
.choices{display:flex;flex-wrap:wrap;gap:.55rem}
.choice{position:relative}
.choice input{position:absolute;opacity:0;width:0;height:0}
.choice span{
  display:block;padding:.7rem 1.1rem;border:1.5px solid var(--line);border-radius:100px;
  font-size:.875rem;font-weight:500;color:var(--ink-70);cursor:pointer;
  transition:all .28s var(--ease);background:#fff;
}
.choice span:hover{border-color:var(--brand-300)}
.choice input:checked+span{background:var(--brand-50);border-color:var(--brand);color:var(--navy-900);font-weight:600}
.choice input:focus-visible+span{outline:3px solid var(--brand);outline-offset:2px}

/* ---------- 15. Tool / calculator shell ---------- */
.tool{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  box-shadow:var(--shadow);overflow:hidden;
}
.tool-head{
  display:flex;align-items:center;gap:.85rem;padding:1.2rem clamp(1.2rem,2.5vw,1.9rem);
  border-bottom:1px solid var(--line);background:var(--paper-2);
}
.tool-head .card-icon{width:40px;height:40px;border-radius:11px;margin:0}
.tool-head .card-icon svg{width:19px;height:19px}
.tool-head h3{margin:0;font-size:var(--step-1)}
.tool-head p{margin:.15rem 0 0;font-size:.8rem;color:var(--ink-50)}
.tool-body{display:grid;grid-template-columns:1fr 1fr;gap:0}
@media(max-width:860px){.tool-body{grid-template-columns:1fr}}
.tool-inputs{padding:clamp(1.3rem,2.6vw,2rem);border-right:1px solid var(--line)}
@media(max-width:860px){.tool-inputs{border-right:0;border-bottom:1px solid var(--line)}}
.tool-output{padding:clamp(1.3rem,2.6vw,2rem);background:var(--paper-2)}

.result-hero{
  background:linear-gradient(135deg,var(--navy-800),var(--navy));color:#fff;
  border-radius:var(--radius);padding:1.4rem 1.5rem;margin-bottom:1.3rem;
  position:relative;overflow:hidden;
}
.result-hero::after{
  content:"";position:absolute;right:-30px;top:-30px;width:150px;height:150px;border-radius:50%;
  background:radial-gradient(circle,rgba(91,195,220,.35),transparent 70%);
}
.result-hero span{display:block;font-family:var(--font-mono);font-size:.68rem;letter-spacing:.17em;text-transform:uppercase;color:var(--brand-300);margin-bottom:.4rem}
.result-hero b{font-family:var(--font-display);font-size:clamp(1.7rem,4vw,2.35rem);line-height:1;letter-spacing:-.03em;font-variant-numeric:tabular-nums;display:block}
.result-hero em{display:block;font-style:normal;font-size:.8rem;color:rgba(255,255,255,.6);margin-top:.55rem}

.rows{list-style:none;padding:0;margin:0}
.rows li{display:flex;justify-content:space-between;gap:1rem;align-items:baseline;padding:.62rem 0;border-bottom:1px dashed var(--line);font-size:.885rem}
.rows li:last-child{border-bottom:0}
.rows li span{color:var(--ink-50)}
.rows li b{font-family:var(--font-mono);font-variant-numeric:tabular-nums;color:var(--navy-800);font-weight:600;text-align:right;overflow-wrap:anywhere}
.rows li.total{border-top:2px solid var(--navy-800);border-bottom:0;margin-top:.4rem;padding-top:.8rem;font-size:.98rem}
.rows li.total span{color:var(--ink);font-weight:600}
.rows li.total b{color:var(--brand-700);font-size:1.05rem}
.rows li.zero b{color:var(--ink-30)}

/* slab bar */
.slabbar{display:flex;height:9px;border-radius:100px;overflow:hidden;background:var(--line-soft);margin:1.1rem 0 .6rem}
.slabbar i{display:block;height:100%;transition:width .7s var(--ease-out)}
.slabkey{display:flex;flex-wrap:wrap;gap:.5rem 1.1rem;font-size:.72rem;color:var(--ink-50)}
.slabkey span{display:inline-flex;align-items:center;gap:.35rem}
.slabkey b{width:8px;height:8px;border-radius:3px;flex:none}

/* stepper */
.stepper{display:flex;align-items:center;gap:.4rem;margin-bottom:1.6rem;flex-wrap:wrap}
.stepper-item{display:flex;align-items:center;gap:.5rem;font-size:.78rem;color:var(--ink-30);font-weight:500}
.stepper-item i{
  width:26px;height:26px;border-radius:50%;display:grid;place-items:center;flex:none;
  border:1.5px solid var(--line);font-family:var(--font-mono);font-size:.7rem;font-style:normal;
  transition:all .35s var(--ease);
}
.stepper-item.done i{background:var(--brand-100);border-color:var(--brand-100);color:var(--brand-700)}
.stepper-item.active{color:var(--navy-900)}
.stepper-item.active i{background:var(--navy-800);border-color:var(--navy-800);color:#fff}
.stepper-sep{width:18px;height:1.5px;background:var(--line);border-radius:2px;flex:none}
@media(max-width:600px){.stepper-item span{display:none}.stepper-sep{width:12px}}

/* checklist output */
.checklist{list-style:none;padding:0;margin:0}
.checklist li{display:flex;gap:.7rem;align-items:flex-start;padding:.6rem 0;font-size:.88rem;color:var(--ink-70);border-bottom:1px dashed var(--line)}
.checklist li:last-child{border-bottom:0}
.checklist li::before{
  content:"";flex:none;width:18px;height:18px;border-radius:5px;margin-top:.12em;
  background:var(--brand-50) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B6A83' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat;
  border:1px solid var(--brand-100);
}

/* timeline (registration steps / firm story) */
.timeline{list-style:none;padding:0;margin:0;position:relative}
.timeline::before{content:"";position:absolute;left:15px;top:8px;bottom:8px;width:2px;background:linear-gradient(var(--brand-100),var(--line),transparent)}
.timeline li{position:relative;padding:0 0 1.5rem 3rem}
.timeline li:last-child{padding-bottom:0}
.timeline li::before{
  content:"";position:absolute;left:8px;top:5px;width:16px;height:16px;border-radius:50%;
  background:#fff;border:2.5px solid var(--brand);z-index:1;
}
.timeline h4{margin:0 0 .25rem;font-size:1rem}
.timeline p{margin:0;font-size:.885rem;color:var(--ink-50)}
.timeline .when{font-family:var(--font-mono);font-size:.7rem;color:var(--brand-700);letter-spacing:.1em;text-transform:uppercase;display:block;margin-bottom:.3rem}

/* due-date tracker */
.due-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:.9rem}
.due{
  border:1px solid var(--line);border-radius:var(--radius);padding:1.05rem 1.15rem;background:#fff;
  transition:transform .4s var(--ease-out),box-shadow .4s var(--ease-out),border-color .3s;position:relative;overflow:hidden;
}
.due:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.due .tag{
  display:inline-block;font-family:var(--font-mono);font-size:.63rem;letter-spacing:.12em;text-transform:uppercase;
  padding:.22rem .5rem;border-radius:5px;margin-bottom:.6rem;
  background:var(--brand-50);color:var(--brand-700);
}
.due .tag.m{background:#FFF4E5;color:#B4690E}
.due .tag.q{background:#EEF2FF;color:#4338CA}
.due .tag.a{background:#ECFDF5;color:#047857}
.due h4{font-size:.98rem;margin:0 0 .3rem}
.due p{font-size:.8rem;color:var(--ink-50);margin:0}
.due .date{display:block;font-family:var(--font-mono);font-size:.78rem;color:var(--navy-800);font-weight:600;margin-top:.6rem;padding-top:.55rem;border-top:1px dashed var(--line)}
.due.is-next{border-color:var(--brand);box-shadow:0 0 0 4px var(--brand-50)}
.due.is-next::after{content:"NEXT UP";position:absolute;top:0;right:0;font-family:var(--font-mono);font-size:.58rem;letter-spacing:.1em;background:var(--brand);color:#fff;padding:.2rem .5rem;border-bottom-left-radius:8px}

/* ---------- 16. Testimonials ---------- */
.quote{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.6rem,3vw,2.3rem);position:relative;
}
.quote::before{
  content:"";display:block;width:34px;height:26px;margin-bottom:1.1rem;
  background:currentColor;color:var(--brand-100);
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 34 26'%3E%3Cpath d='M0 26V13.5C0 6 5 .5 13 0v5c-4 .8-6 3.3-6 6.5h6V26H0zm20 0V13.5C20 6 25 .5 33 0v5c-4 .8-6 3.3-6 6.5h6V26H20z'/%3E%3C/svg%3E") no-repeat;
  mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 34 26'%3E%3Cpath d='M0 26V13.5C0 6 5 .5 13 0v5c-4 .8-6 3.3-6 6.5h6V26H0zm20 0V13.5C20 6 25 .5 33 0v5c-4 .8-6 3.3-6 6.5h6V26H20z'/%3E%3C/svg%3E") no-repeat;
}
.quote blockquote{margin:0 0 1.4rem;font-family:var(--font-display);font-size:var(--step-1);line-height:1.5;color:var(--ink);font-weight:400;letter-spacing:-.015em}
.quote figcaption{display:flex;align-items:center;gap:.85rem;font-size:.85rem}
.quote .avatar{width:40px;height:40px;border-radius:50%;background:linear-gradient(140deg,var(--brand-100),var(--brand-50));display:grid;place-items:center;font-family:var(--font-display);font-weight:600;color:var(--brand-700);flex:none;font-size:.9rem}
.quote figcaption b{display:block;color:var(--ink);font-weight:600}
.quote figcaption span{color:var(--ink-50);font-size:.79rem}

.slot{
  border:1.5px dashed var(--brand-300);background:repeating-linear-gradient(135deg,var(--brand-50),var(--brand-50) 10px,#fff 10px,#fff 20px);
  border-radius:var(--radius-lg);padding:clamp(1.6rem,3vw,2.3rem);text-align:center;color:var(--ink-50);
}
.slot b{display:block;font-family:var(--font-mono);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--brand-700);margin-bottom:.6rem}
.slot p{margin:0;font-size:.86rem}

/* ---------- 17. CTA band ---------- */
.cta-band{
  border-radius:var(--radius-lg);padding:clamp(2.2rem,5vw,3.6rem);position:relative;overflow:hidden;
  background:
    radial-gradient(ellipse 60% 90% at 100% 0%,rgba(91,195,220,.28),transparent 60%),
    linear-gradient(135deg,var(--navy-800),var(--navy-900));
  color:rgba(255,255,255,.75);
}
.cta-band h2{color:#fff;max-width:18ch}
.cta-band p{max-width:48ch}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:2.5rem;flex-wrap:wrap;position:relative;z-index:1}
.cta-band .rays{position:absolute;top:2rem;right:2.5rem;opacity:.4}
.cta-band .rays i{background:var(--brand-300)}

/* ---------- 18. Footer ---------- */
.site-footer{background:var(--navy-900);color:rgba(255,255,255,.6);padding-top:clamp(3.2rem,6vw,4.8rem);font-size:.9rem}
.site-footer h4{color:#fff;font-size:.78rem;font-family:var(--font-mono);letter-spacing:.16em;text-transform:uppercase;font-weight:500;margin-bottom:1.2rem;color:var(--brand-300)}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:2.5rem}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;gap:2.2rem}}
@media(max-width:520px){.footer-grid{grid-template-columns:1fr}}
.site-footer img.flogo{height:46px;margin-bottom:1.2rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:.6rem}
.site-footer a{color:rgba(255,255,255,.6);transition:color .25s,padding-left .25s}
.site-footer a:hover{color:#fff}
.site-footer ul a:hover{padding-left:4px}
.footer-bottom{
  margin-top:clamp(2.5rem,5vw,3.5rem);border-top:1px solid rgba(255,255,255,.1);
  padding:1.5rem 0;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;
  font-size:.79rem;color:rgba(255,255,255,.42);
}
.contact-line{display:flex;gap:.7rem;align-items:flex-start;margin-bottom:.9rem;font-size:.87rem}
.contact-line svg{flex:none;width:17px;height:17px;margin-top:.22em;color:var(--brand-300);stroke-width:1.7}
.socials{display:flex;gap:.55rem;margin-top:1.3rem}
.socials a{width:36px;height:36px;border-radius:10px;border:1px solid rgba(255,255,255,.14);display:grid;place-items:center;transition:all .3s var(--ease)}
.socials a:hover{background:var(--brand);border-color:var(--brand);transform:translateY(-2px)}
.socials svg{width:16px;height:16px}

/* placeholder marker */
.ph{
  background:#FFF6DA;color:#7A5A00;border-bottom:1.5px dashed #E0B400;
  padding:0 .25em;border-radius:3px;font-family:var(--font-mono);font-size:.86em;font-weight:500;
}
.dark .ph,.site-footer .ph{background:rgba(255,214,74,.16);color:#FFD64A;border-bottom-color:rgba(255,214,74,.5)}

/* ---------- 19. Page banner ---------- */
.page-head{padding-top:clamp(7.5rem,12vw,10rem);padding-bottom:clamp(2.5rem,5vw,4rem);position:relative}
.page-head h1{font-size:var(--step-4);max-width:20ch}
.page-head p{max-width:58ch;font-size:var(--step-1);color:var(--ink-70)}
.crumbs{display:flex;gap:.5rem;align-items:center;font-family:var(--font-mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-30);margin-bottom:1.4rem}
.crumbs a{color:var(--ink-50)}
.crumbs a:hover{color:var(--brand-700)}

/* ---------- 20. Reveal animations ---------- */
[data-reveal]{opacity:0;transform:translateY(22px);transition:opacity .8s var(--ease-out),transform .8s var(--ease-out)}
[data-reveal].is-in{opacity:1;transform:none}
[data-reveal="left"]{transform:translateX(-26px)}
[data-reveal="right"]{transform:translateX(26px)}
/* horizontal reveals would push past a narrow viewport before they animate in,
   producing an 8px sideways scroll — reveal vertically on small screens instead */
@media(max-width:760px){
  [data-reveal="left"],[data-reveal="right"]{transform:translateY(22px)}
}
[data-reveal="scale"]{transform:scale(.96)}
[data-reveal].is-in{transform:none}

/* contact page two-column -> single column */
.contact-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(2rem,4vw,3.5rem);align-items:start}
@media(max-width:900px){.contact-grid{grid-template-columns:1fr}}
.rows li b{max-width:62%}

@media(min-width:961px){.sticky-col{position:sticky;top:110px}}

/* ---------- 21. Utilities ---------- */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:1rem;top:-4rem;z-index:200;background:var(--navy-900);color:#fff;padding:.7rem 1.2rem;border-radius:8px;transition:top .25s}
.skip:focus{top:1rem;color:#fff}
.stack>*+*{margin-top:var(--gap,1rem)}
.pill{display:inline-flex;align-items:center;gap:.5rem;background:var(--brand-50);border:1px solid var(--brand-100);color:var(--brand-700);
  border-radius:100px;padding:.4rem .9rem;font-size:.78rem;font-weight:600}
.divider-rays{display:flex;justify-content:center;gap:6px;margin:0 auto 1.5rem}
.divider-rays i{width:18px;height:3px;border-radius:2px;background:var(--brand-100)}
.divider-rays i:nth-child(2){background:var(--brand);width:30px}

.note{
  background:var(--paper-2);border-left:3px solid var(--brand-300);border-radius:0 var(--radius-sm) var(--radius-sm) 0;
  padding:1rem 1.2rem;font-size:.83rem;color:var(--ink-50);margin-top:1.4rem;
}
.note strong{color:var(--navy-800)}

/* ---------- 22. Motion preferences ---------- */
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}
  [data-reveal]{opacity:1!important;transform:none!important}
  .draw{stroke-dashoffset:0!important}
  .ray,.lobe{opacity:1!important}
}

/* ---------- 23. Print ---------- */
@media print{
  .site-header,.mobile-nav,.progress,.cta-band,.site-footer,.btn{display:none!important}
  body{color:#000;font-size:11pt}
  .section{padding-block:1rem}
}

/* ---------- 24. Insights: index + article ---------- */
.post-grid{align-items:stretch}
.post-card{display:flex;flex-direction:column;color:inherit}
.post-card:hover{color:inherit}
.post-card h3{font-size:1.12rem;line-height:1.3;margin:.2rem 0 .6rem}
.post-card p{flex:1}
.post-meta{display:flex;justify-content:space-between;gap:1rem;font-family:var(--font-mono);font-size:.68rem;
  letter-spacing:.12em;text-transform:uppercase;color:var(--ink-30);margin-bottom:.9rem}
.post-meta span{color:var(--brand-700)}
.post-head{padding-bottom:clamp(1.5rem,3vw,2.5rem)}
.post-head h1{font-size:clamp(1.9rem,1.3rem + 2.4vw,3rem);max-width:none}
.post-byline{font-family:var(--font-mono);font-size:.76rem;letter-spacing:.06em;color:var(--ink-50);margin:0}
.prose{font-size:1.04rem;line-height:1.78;color:var(--ink-70)}
.prose p,.prose ul,.prose ol,.prose .table-wrap,.prose figure{margin:0 0 1.15em}
.prose h2{font-size:var(--step-2);margin:2.2em 0 .2em;line-height:1.25}
.prose h3{font-size:var(--step-1);margin:1.8em 0 .1em;line-height:1.3}
.prose ul,.prose ol{padding-left:1.3em;margin-bottom:0}
.prose li{margin-bottom:.45em}
.prose li::marker{color:var(--brand)}
.prose a:not(.btn){color:var(--brand-700);text-decoration:underline;text-decoration-color:var(--brand-100);
  text-underline-offset:3px;text-decoration-thickness:2px}
.prose a:not(.btn):hover{text-decoration-color:var(--brand)}
.prose blockquote{margin:1.6em 0;padding:1rem 1.3rem;border-left:3px solid var(--brand-300);
  background:var(--paper-2);border-radius:0 var(--radius-sm) var(--radius-sm) 0;color:var(--ink)}
.prose cite{display:block;margin-top:.5em;font-size:.85rem;color:var(--ink-50);font-style:normal}
.prose hr{margin:2.4em 0}
.prose figure{margin:1.6em 0}
.prose figcaption{font-size:.82rem;color:var(--ink-50);margin-top:.5rem}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius-sm)}
.prose table{width:100%;border-collapse:collapse;font-size:.9rem;font-variant-numeric:tabular-nums}
.prose td,.prose th{padding:.65rem .85rem;border-bottom:1px solid var(--line-soft);vertical-align:top;text-align:left}
.prose tr:first-child td{background:var(--paper-2);font-weight:600;color:var(--ink)}
.prose tr:last-child td{border-bottom:0}
.prose .btn{color:#fff;text-decoration:none}
.post-cta{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;flex-wrap:wrap;
  margin:clamp(3rem,6vw,4.5rem) 0 1.5rem;padding:clamp(1.5rem,3vw,2rem);border-radius:var(--radius-lg);
  background:linear-gradient(135deg,var(--navy-800),var(--navy-900));color:rgba(255,255,255,.75)}
.post-cta h2{color:#fff;font-size:var(--step-1);margin:0 0 .3rem}
.post-cta p{margin:0;font-size:.92rem}
.post-back{margin:0 0 var(--section)}

/* ---------- 25. Privacy / long-form legal ---------- */
.legal h2{font-size:var(--step-1);margin:2em 0 .3em}
.legal ul{padding-left:1.2em}

/* ---------- 26. Articles & Resources ---------- */
.shelf-head{display:flex;align-items:flex-end;justify-content:space-between;gap:1rem 2rem;flex-wrap:wrap;
  margin-bottom:clamp(1.3rem,2.5vw,1.9rem)}
.shelf-head h2{font-size:var(--step-3);margin:0}
.tab-count{display:inline-block;min-width:1.5em;margin-left:.35rem;padding:0 .4em;border-radius:100px;
  font-family:var(--font-mono);font-size:.72rem;background:var(--brand-50);color:var(--brand-700)}
.tab[aria-pressed="true"]{background:var(--navy-800);border-color:var(--navy-800);color:#fff}
.tab[aria-pressed="true"] .tab-count{background:rgba(255,255,255,.18);color:#fff}
.res-card{display:flex;flex-direction:column;color:inherit}
.res-card:hover{color:inherit}
.res-card h3{font-size:1.08rem;line-height:1.3;margin:.2rem 0 .6rem}
.res-card p{flex:1}
[data-kind-group][hidden]{display:none}